Moving abroad with a pet
Most US pet policies are built for the US. Plan the handover before you fly.
Moving country with a pet involves two separate problems: the entry rules at your destination, and keeping your pet insured through the move. Neither can be fixed at the airport.
What happens to your US pet insurance
Many US pet insurance policies only cover care received in the US, sometimes with short trips to Canada. Once you've moved abroad, your policy may stop paying claims. Read the policy's territory section and ask the insurer what happens when you move.
A policy in your new country will usually be new underwriting, so any condition your pet already has is likely to be excluded as pre-existing. Keep complete vet records to share with a new insurer.
Before you go
- Check your destination's entry rules: vaccines, microchip standard, health certificates, blood tests and waiting periods.
- Book vet appointments early. Some requirements take weeks or months.
- Get copies of all medical records and vaccination certificates.
- Ask your US insurer about coverage during travel and after the move.
Bringing a dog back to the US
Under current CDC rules, every dog entering or returning to the US needs a CDC Dog Import Form receipt. Dogs from dog-rabies-free or low-risk countries must also appear healthy, have a microchip and be at least 6 months old. Dogs that have been in high-risk countries need extra rabies vaccination documentation. Check the CDC's site before you travel; the rules have changed in recent years.
Common questions
Often not. Many US policies cover care in the US only, sometimes with short trips to Canada. Check your policy's territory and ask your insurer.
Usually not for long, if your policy is limited to US care. A new policy abroad will likely exclude conditions your pet already has.
A CDC Dog Import Form receipt for every dog, plus a microchip, a minimum age of 6 months, and extra rabies documentation for dogs that have been in high-risk countries.
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This page is general information, not advice about your specific circumstances. A licensed insurance professional can tell you what’s actually available to you.
Sources
- Dog importation FAQs, Centers for Disease Control and Prevention (CDC). Checked 23 September 2026.
General information only, not insurance advice. Coverage, availability, and terms vary by insurer and by state, and are subject to underwriting. Quote My Policy LLC connects you with licensed insurance professionals. Nothing here binds coverage.
