Best Independent Boat Insurance Agents Near Lake Hartwell, SC (2026)
Local agencies on the South Carolina side of the lake that can compare boat policies.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by JJ Taylor, Licensed Property & Casualty Insurance Agent ·
These are independent agencies with an office in Anderson, Clemson or Seneca whose websites say they write boat insurance, re-scored with extra weight for agencies that publish a page dedicated to it.
Lake Hartwell straddles the South Carolina and Georgia line. If you launch or keep your boat on the Georgia side, tell the agent, and check that the policy's navigation area covers the whole lake.
See exactly how the points work on how we rank local agencies.
The 11 boat insurance agencies, ranked
1. Kenneth Rhodes & Associates, Inc.
Score 90/100Kenneth Rhodes & Associates, Inc. is an independent agency with an office in Anderson. In its own words: “We are Independent Agents in Anderson, South Carolina, free to choose the best carrier for your insurance needs.”
Six offices across the Upstate and Northeast Georgia; Anderson is the main office.
Also Medicare, health, final expense and collector car coverage.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
- Farm
Found in the SC license search: Kenneth Rhodes (CEO/ President/ Agent), individual #180519; Misty Chastain (Associate Agent, Personal & Commercial), individual #1271340; Stephanie Lingerfelt (Associate Agent), individual #419735; Brian Hinson (Associate Agent, Personal & Life), individual #154326; Hannah Thompson (Associate Agent, Personal), individual #1335019; Renee Black (Associate Agent, Personal), individual #262740; Rhonda Lister (Associate Agent, Personal & Life), individual #624251; Lori Wyse (President of Personal Lines and COO), individual #384865
- Office: 2712 N Main St, Anderson, SC 29621 · (864) 225-8865
- In business: Over 30 years
- Hours: Mon–Fri 8:30 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 10/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
2. Byrd-McLellan Agency, Inc.
Score 81/100Byrd-McLellan Agency, Inc. is an independent agency with an office in Seneca. In its own words: “As an Independent Insurance Agency, the Byrd-McLellan team offers the flexibility of partnering with over 10 different insurance companies.”
Dates to 1908 as the Hopkins Agency and took the Byrd-McLellan name in 1955.
Its homeowners coverage includes other structures such as boat docks.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: John B. McLellan, individual #149713; (Neil) Robert N. McLellan, III, individual #538207; (Bobby) Robert N. McLellan, Jr., individual #149712; Chana L. McLellan, individual #278889; Hannah Eades, individual #1083521; Pam Rumph, individual #139183
- Office: 207 North Townville Street, Seneca, SC · 864-882-2302
- In business since 1908
- Hours: Mon–Fri 8:30 am–5:00 pm (Wed until 1:00 pm)
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
3. Upstate Insurance Agency (Seneca)
Score 79/100Upstate Insurance Agency (Seneca) is an independent agency with an office in Seneca. In its own words: “We are a locally owned and veteran-owned independent agency with multiple respected carriers available”
Family- and veteran-owned; offices also in Walhalla and Salem.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: John Bowen, individual #1291150; Reba Thompson, individual #192547; Carolynne Nix, individual #1248252; Brittany Chappell, individual #1352256; Destiny Johnson, individual #1504700
- Office: 108 Nimmons Cir, Seneca, SC 29678 · (864) 885-9717
- In business since 1979
- Hours: Mon–Fri 9:00 am–5:00 pm
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 0/15
- Depth on the topic
- 5/5
4. Powell Insurance Group
Score 74/100Powell Insurance Group is an independent agency with an office in Seneca. In its own words: “Powell Insurance Group represents more than 20 insurance companies, which gives us the flexibility to offer you affordable prices and individualized options.”
Second office on Liberty Highway in Anderson.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Boat
- Motorcycle
- Business
Found in the SC license search: Matt Powell, individual #274220; Joy Brown, individual #324439; Phyllis Hanvey (Office Manager), individual #167709; Emma Skelton (Account Manager), individual #1167499; Jacob Brown (Account Executive), individual #1338105; Nathan Cox (Account Executive), individual #1401472; Brit Pickens (Account Executive), individual #1516962; Tim Hershberger (Account Executive), individual #665281; Trenia Warren (Account Manager), individual #120012
- Office: 1510 Blue Ridge Blvd. Ste 101, Seneca, SC 29672 · 864-888-2275
- In business since 2004
- Hours: Mon–Fri 8:30 am–4:30 pm
- Online quote request on its website
How this score adds up
- Years in business
- 22/25
- Personal coverage offered
- 14/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
5. Citizens Insurance Agency
Score 70/100Citizens Insurance Agency is an independent agency with an office in Anderson. In its own words: “We are an independent insurance agency, representing multiple carriers, providing coverage for all of your insurance needs.”
Family-run since 1905; describes itself as the oldest independent agency in Anderson.
Part of Correll Insurance Group.
Coverage listed on its website
- Auto
- Home
- Renters
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Jon Scotti, AFIS, CIC (President, Upstate Division), individual #679876; Ruth Ann Betham (Personal Lines Account Manager), individual #230468
- Office: 1707 N. Main Street, Anderson, SC 29621 · (864) 226-0354
- In business since 1905
- Hours: Mon–Fri 8:30 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
6. Electric City Insurance Services
Score 67/100Electric City Insurance Services is an independent agency with an office in Anderson. In its own words: “With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs.”
Files SR-22s.
Also workers' comp, contractors and disability coverage.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: LaCrystal Holloway (Owner/Agent), individual #412066
- Office: 403 Highway 28 Bypass, Suite 2, Anderson, SC 29624 · 864-760-1020
- In business: Over 20 years
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 20/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
7. Foothills Insurance
Score 67/100Foothills Insurance is an independent agency with an office in Seneca. In its own words: “Unlike big-name agencies, we don’t work for one insurance carrier with a one-size-fits-all solution. We get to know you to identify your options and help you compare insurance rates and coverage choices.”
Part of Correll Insurance Group since March 2025.
Serves Oconee, Pickens and Anderson counties, plus Northeast Georgia and western North Carolina.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Vic Holley, CLU, CASL (Agency Principal), individual #142304
- Office: 10873 Clemson Blvd., Unit 111, Seneca, SC 29678 · (864) 973-9642
- In business since 2008
- Hours: Mon–Thu 9:00 am–5:00 pm; Fri 9:00 am–1:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 18/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
8. JB Marcengill Insurance Agency, Inc.
Score 65/100JB Marcengill Insurance Agency, Inc. is an independent agency with an office in Seneca. In its own words: “As a Trusted Choice independent insurance agency, we prioritize our clients and work closely with leading insurance companies nationwide.”
Covers docks, log cabins, modular and mobile homes, and files SR-22s.
Commercial focus on contractors and builders, including bonds.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Boat
- Motorcycle
- Business
Found in the SC license search: Jared B Marcengill (Principal Agent / Owner), individual #148907
- Office: 719 W North 1st St, Seneca, SC 29678 · (864) 882-1973
- In business since 2001
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 14/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
9. Client First Insurance Advisors
Score 63/100Client First Insurance Advisors is an independent agency with an office in Anderson. In its own words: “We represent multiple insurance companies.”
Second office in Braselton, GA; says it works with 15 insurance companies.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Charles "Chip" W. Kidd, Jr., CIC (Owner / Principal), individual #204190; Cindy Dodgens (Commercial Lines Account Manager), individual #142394; Anna Kohlmayer (Personal Lines Account Manager), individual #166412; Treva Brown (Personal Lines Account Manager), individual #494954; Lyndsey Wells (Insurance Sales Representative and Group Benefits), individual #973090; Louise Hurley-Ferrell (Insurance Sales and Employee Benefits Manager), individual #217264
- Office: 201 N. Main St., 3rd Floor, Anderson, SC 29621 · 864-224-7444
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
10. McIntosh Insurance
Score 63/100McIntosh Insurance is an independent agency with an office in Anderson. In its own words: “McIntosh Insurance is an Independent Insurance Agency representing many different companies for your insurance needs.”
Farm and agribusiness specialty, including ag processors and custom harvesters.
Second office in Clemson, by appointment.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
- Farm
Found in the SC license search: Jason McIntosh (CEO), individual #390155; Zac McIntosh (Insurance Risk Advisor), individual #1504781; Christy Hobson (Insurance Risk Advisor), individual #476027; Jamie McCuen (Insurance Risk Advisor), individual #1090269; Kristina Moore (Insurance Risk Advisor), individual #1147054
- Office: 3021 North Highway, Anderson, SC 29621 · 864-369-5500
- Hours: Mon–Thu 9:00 am–5:00 pm; Fri 9:00 am–noon
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 10/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
11. World Insurance Associates (Anderson)
Score 48/100World Insurance Associates (Anderson) is an independent agency with an office in Anderson. In its own words: “We are now able to offer you access to over 80 more insurance carriers while maintaining the personal relationship you have built with your Insurance Agent.”
Formerly Walker Insurance, LB Insurance and John Roberts Insurance; now an office of World Insurance Associates, a national brokerage.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Flood
- Business
Found in the SC license search: Megan Loftis (agent), individual #497461; David Fant (agent), individual #188450; John Roberts (agent), individual #182325; David Walker (agent), individual #165589
- Office: 1807 N. Boulevard, Anderson, SC 29621 · 864.225.1633
- Hours: Mon–Fri 9:00 am–5:00 pm
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 12/15
- Transparency
- 10/10
- Convenience
- 0/15
- Depth on the topic
- 0/5
What to have ready before you call
Boat quotes turn on the boat itself and how you use it.
- Make, model, year, length and hull identification number
- Engine type and horsepower, and the trailer if you have one
- Where the boat is kept, in and out of season
- Who will operate it, and any boating safety courses they've taken
- Whether you want agreed value or actual cash value coverage
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
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Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in the Lake Hartwell area whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.