Best Independent Insurance Agencies in Clemson & Seneca, SC (2026)
Local agencies that can compare more than one insurance company, ranked by a formula you can check.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by Bryan DeVore, Founder, Quote My Policy ·
Clemson and Seneca share a corner of the Upstate between Lake Hartwell and Lake Keowee. This list covers independent agencies with an office in either town.
Every agency here has an office in the area, says on its own website that it represents more than one insurance company, and has at least one named agent we found in the South Carolina Department of Insurance license search. The order comes from a fixed scoring formula, not from our opinion, and no agency paid or asked to be included.
See exactly how the points work on how we rank local agencies.
The 6 agencies, ranked
1. Byrd-McLellan Agency, Inc.
Score 86/100Byrd-McLellan Agency, Inc. is an independent agency with an office in Seneca. In its own words: “As an Independent Insurance Agency, the Byrd-McLellan team offers the flexibility of partnering with over 10 different insurance companies.”
Dates to 1908 as the Hopkins Agency and took the Byrd-McLellan name in 1955.
Its homeowners coverage includes other structures such as boat docks.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: John B. McLellan, individual #149713; (Neil) Robert N. McLellan, III, individual #538207; (Bobby) Robert N. McLellan, Jr., individual #149712; Chana L. McLellan, individual #278889; Hannah Eades, individual #1083521; Pam Rumph, individual #139183
- Office: 207 North Townville Street, Seneca, SC · 864-882-2302
- In business since 1908
- Hours: Mon–Fri 8:30 am–5:00 pm (Wed until 1:00 pm)
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
2. Powell Insurance Group
Score 79/100Powell Insurance Group is an independent agency with an office in Seneca. In its own words: “Powell Insurance Group represents more than 20 insurance companies, which gives us the flexibility to offer you affordable prices and individualized options.”
Second office on Liberty Highway in Anderson.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Boat
- Motorcycle
- Business
Found in the SC license search: Matt Powell, individual #274220; Joy Brown, individual #324439; Phyllis Hanvey (Office Manager), individual #167709; Emma Skelton (Account Manager), individual #1167499; Jacob Brown (Account Executive), individual #1338105; Nathan Cox (Account Executive), individual #1401472; Brit Pickens (Account Executive), individual #1516962; Tim Hershberger (Account Executive), individual #665281; Trenia Warren (Account Manager), individual #120012
- Office: 1510 Blue Ridge Blvd. Ste 101, Seneca, SC 29672 · 864-888-2275
- In business since 2004
- Hours: Mon–Fri 8:30 am–4:30 pm
- Online quote request on its website
How this score adds up
- Years in business
- 22/25
- Personal coverage offered
- 14/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
3. Upstate Insurance Agency (Seneca)
Score 79/100Upstate Insurance Agency (Seneca) is an independent agency with an office in Seneca. In its own words: “We are a locally owned and veteran-owned independent agency with multiple respected carriers available”
Family- and veteran-owned; offices also in Walhalla and Salem.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: John Bowen, individual #1291150; Reba Thompson, individual #192547; Carolynne Nix, individual #1248252; Brittany Chappell, individual #1352256; Destiny Johnson, individual #1504700
- Office: 108 Nimmons Cir, Seneca, SC 29678 · (864) 885-9717
- In business since 1979
- Hours: Mon–Fri 9:00 am–5:00 pm
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 0/15
- Depth on the topic
- 5/5
4. Foothills Insurance
Score 67/100Foothills Insurance is an independent agency with an office in Seneca. In its own words: “Unlike big-name agencies, we don’t work for one insurance carrier with a one-size-fits-all solution. We get to know you to identify your options and help you compare insurance rates and coverage choices.”
Part of Correll Insurance Group since March 2025.
Serves Oconee, Pickens and Anderson counties, plus Northeast Georgia and western North Carolina.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Vic Holley, CLU, CASL (Agency Principal), individual #142304
- Office: 10873 Clemson Blvd., Unit 111, Seneca, SC 29678 · (864) 973-9642
- In business since 2008
- Hours: Mon–Thu 9:00 am–5:00 pm; Fri 9:00 am–1:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 18/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
5. Palmetto Insurance (Clemson)
Score 65/100Palmetto Insurance (Clemson) is an independent agency with an office in Clemson. In its own words: “As an Independent Agency, we are licensed in all states throughout the Southeast... Our agency has grown to partner with 50+ insurance companies that offer a broad spectrum of coverage”
Part of World Insurance Associates since 2020.
Business lines: general liability, commercial auto, property and workers' comp.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Business
Found in the SC license search: John Ross Jr. (Agency Partner), individual #364769; Andy Rountree (Agency Partner), individual #470744; DuPre Keys (Agency Partner), individual #439800
- Office: 221 Shaw St., Suite A, Clemson, SC 29631 · (864) 654-1220
- In business since 1982
- Hours: Mon–Fri 8:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 8/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 9/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
6. JB Marcengill Insurance Agency, Inc.
Score 65/100JB Marcengill Insurance Agency, Inc. is an independent agency with an office in Seneca. In its own words: “As a Trusted Choice independent insurance agency, we prioritize our clients and work closely with leading insurance companies nationwide.”
Covers docks, log cabins, modular and mobile homes, and files SR-22s.
Commercial focus on contractors and builders, including bonds.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Boat
- Motorcycle
- Business
Found in the SC license search: Jared B Marcengill (Principal Agent / Owner), individual #148907
- Office: 719 W North 1st St, Seneca, SC 29678 · (864) 882-1973
- In business since 2001
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 14/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
Why these lists include only independent agencies
An independent agency can quote with several insurance companies, so one conversation in Clemson and Seneca can produce more than one price. A captive agent represents a single company. Captive agents can be excellent; they just answer a different question, which is why we rank them separately or not at all.
What to have ready before you call
An agent can only compare what they can see. Five minutes of gathering saves a second round of calls.
- Your current declarations page, so the agent can match or improve the coverage you already have
- Driver's license numbers and vehicle VINs for everyone and everything on the policy
- For a home: year built, roof age and material, and any updates to wiring, plumbing or heating
- Any claims or tickets in the past five years, so quotes aren't revised later
- The date you need coverage to start
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
More lists for this area
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Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in Clemson and Seneca whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.