Best Home Insurance Quote Services (2026)
Disclosure: Quote My Policy wrote this list and ranks itself first. Quote My Policy LLC connects you with licensed insurance professionals. It is not an insurance company and does not issue policies. Every other service here is described only from its own website, as of the date below.
Where to compare homeowners quotes, and which services suit which buyers.
Facts checked September 23, 2026
Home insurance is harder to compare than car insurance. Rebuild cost, roof age, deductibles and endorsements all change the price, and a quote that looks cheap may be carrying a percentage wind deductible or a lower dwelling limit.
The services below can quote more than one insurer. Several specialize in homeowners and in working alongside a mortgage, which helps when you're buying and need coverage in place before closing.
How we picked
Homeowners focus
We favored services that treat home insurance as a core line, not an add-on to car insurance.
Compares several insurers
Every service here is an agency or marketplace, not a single insurer.
Clear about contact
What each service's own policy says about sharing your details.
The list
1. Quote My Policy
Best for: Getting the dwelling limit and deductibles right
Quote My Policy covers home, condo and renters insurance, with guides to dwelling limits, deductibles, water damage and flood. It also partners with mortgage brokers on homeowners quotes, so coverage can be ready for closing.
You fill in a short, three-step form or call, and choose how you'd like to be reached: phone, text or email. Quote My Policy connects you with licensed insurance professionals. It's not an insurance company and doesn't issue policies. Quotes are free and there's no obligation to buy.
When you submit a request, your details may be shared with licensed insurance professionals who may contact you about it. The privacy policy explains how.
- Quotes home, renters, auto and motorcycle, life, mortgage protection, pet, business and boat insurance
- Online form or phone: 864-387-2746
- You pick phone, text or email as your contact preference
- Free calculators, a glossary and state-by-state guides on the site
2. Matic
Best for: Homeowners, especially when buying or refinancing
A digital insurance agency in Columbus, Ohio, with licensed advisors. It works closely with mortgage lenders and servicers, and you can buy online or finish with an advisor. It also re-shops your coverage at renewal.
- Home, auto, bundles, flood, umbrella, landlord and more
- Says it doesn't sell your personal information; its privacy policy allows sharing with joint marketing partners, which you can opt out of
3. Covered
Best for: Homeowners, condo and hard-to-place homes
A Denver agency that specializes in homeowners insurance and works mainly with mortgage companies, but also has a consumer quote flow with licensed US-based agents. It says it's licensed in all 50 states and has access to hard-to-place markets.
- Homeowners, condo, flood, renters, auto and pet
- Says it isn't in the business of selling customers' personal information
4. Policygenius
Best for: Home and auto bundles through a broker
Policygenius quotes home insurance alongside life and auto, with licensed agents helping you choose a plan. It describes itself as a licensed independent insurance broker.
- Life, disability, home and auto
- Its privacy policy says it may share your information with brokers, agents, insurers and referral partners
5. Insurify
Best for: Comparing home quotes online and buying in one place
Insurify compares home and renters insurance alongside car insurance, and sells through its own agency, licensed in all 50 states and DC.
- Auto, home, renters, pet, life and motorcycle
- Says it doesn't sell your information; its terms include consent to calls and texts from Insurify itself
6. Gabi
Best for: Home and auto compared together
Gabi compares home and auto rates through its licensed agency, now part of Experian.
- Auto, home, renters, umbrella and landlord
- Its terms allow sharing your information with marketing partners who may provide quotes
7. Jerry
Best for: Homeowners who want to manage everything in an app
Jerry's app quotes homeowners insurance as well as car insurance, lets you buy in the app, and has licensed agents available by chat, phone or email.
- Car, homeowners, renters and motorcycle
- Licensed agents by chat, phone or email, seven days a week
Make quotes comparable
Ask every service for the same dwelling limit, the same all-perils deductible, and, if it applies where you live, the same wind or hail deductible. Check that personal property is on a replacement cost basis in each, and note any endorsements, such as water backup, that one quote includes and another doesn't.
Want quotes for your situation?
Tell us what you need and how you’d like to be reached. Quote My Policy LLC connects you with licensed insurance professionals. Quotes are free, with no obligation to buy.
Common questions
Use the same dwelling limit, deductibles and personal property basis in every quote, then compare endorsements and exclusions as well as price. A lower price often means a higher deductible or a lower limit.
As soon as you have an accepted offer. Your lender will want proof of coverage before closing, and inspection findings such as the roof's age can affect price and availability.
Read each service's consent wording and privacy policy before you submit. Agencies that sell through their own licensed staff usually contact you themselves rather than passing your request to a network.
Keep reading
General information only, not insurance advice. Coverage, availability and terms vary by insurer and by state, and are subject to underwriting. Quote My Policy LLC connects you with licensed insurance professionals. Quote My Policy is not an insurance company and does not issue policies. Nothing here binds coverage.