Best Independent Insurance Agencies in Sumter, SC (2026)
Local agencies that can compare more than one insurance company, ranked by a formula you can check.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by Bryan DeVore, Founder, Quote My Policy ·
Sumter is the seat of Sumter County. This list covers independent agencies with an office in Sumter.
Every agency here has an office in the area, says on its own website that it represents more than one insurance company, and has at least one named agent we found in the South Carolina Department of Insurance license search. The order comes from a fixed scoring formula, not from our opinion, and no agency paid or asked to be included.
See exactly how the points work on how we rank local agencies.
The 4 agencies, ranked
1. Creech Roddey Watson Insurance
Score 88/100Creech Roddey Watson Insurance is an independent agency with an office in Sumter. In its own words: “As an independent agency, we represent multiple carriers to better meet the individual needs of our clients.”
Locally owned agency with a second office in Manning; writes personal and commercial insurance plus life, health and bonds.
Owner Robbie Nalley chairs the Board of Directors of the Independent Insurance Agents & Brokers of South Carolina.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Kelly Wenzel (Office Manager), individual #714999; Brittany Tindal (Producer), individual #665180; Terry Richburg (Producer), individual #348483; Sara Knight Nalley (Producer), individual #1414959; Jennifer Rogers (Commercial Account Manager), individual #1004103
- Office: 25 East Calhoun Street, Sumter, SC 29150 · 803-775-1168
- In business since 1925
- Hours: Mon–Fri 8:30 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
2. Gamecock Insurance Agency
Score 78/100Gamecock Insurance Agency is an independent agency with an office in Sumter. In its own words: “Our team brings over a century of collective insurance expertise and through our extensive partnerships with over 20 insurance providers, we’ll secure the most competitive rates for you.”
Family agency founded in 2001 by Alyceson Fugate and her father, Al Pritchard.
Bilingual staff serve Spanish-speaking clients; coverage includes trucking, contractors and builders risk.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: Alyceson Fugate (President/Agent), individual #160996; Kitty Wongrey (Producer), individual #170479
- Office: 640 Bultman Drive, Sumter, SC 29150 · 803-778-0497
- In business since 2001
- Hours: Mon–Fri 9:00 am–5:00 pm
- Languages: English, Spanish
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 14/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 10/15
- Depth on the topic
- 5/5
3. Dixon Blackwood Insurance
Score 68/100Dixon Blackwood Insurance is an independent agency with an office in Sumter. In its own words: “We represent financially stable companies and products that benefit all involved parties.”
Opened by Don Dixon in 1991 and led by Russ Blackwood since 2004; also has an office in Summerton.
Specializes in auto, home, mobile home, general liability and commercial auto insurance.
Coverage listed on its website
- Auto
- Home
- Renters
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: Russ Blackwood, individual #159992
- Office: 4248 Broad Street, Sumter, SC 29154 · 803-494-8880
- In business since 1991
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 12/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
4. Griffin Insurance Agency
Score 48/100Griffin Insurance Agency is an independent agency with an office in Sumter. In its own words: “We run your details across every relevant carrier we have appointments with, and bring you the strongest fits, side by side.”
Founded by lifelong Sumter resident Josh Griffin; writes personal lines, health and Medicare, and commercial coverage.
Has dedicated programs for Shaw AFB military families and for contractors, restaurants and other local businesses.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Business
Found in the SC license search: Josh Griffin (Owner · Commercial Lines & Health), individual #925040; Shelby Griffin (Personal Lines), individual #1171809
- Office: 261 Broad St, Suite A5, Sumter, SC 29150 · 803-848-0089
- Hours: Mon–Thu 9:00 am–5:00 pm, Fri 9:00 am–3:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 14/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
Why these lists include only independent agencies
An independent agency can quote with several insurance companies, so one conversation in Sumter can produce more than one price. A captive agent represents a single company. Captive agents can be excellent; they just answer a different question, which is why we rank them separately or not at all.
What to have ready before you call
An agent can only compare what they can see. Five minutes of gathering saves a second round of calls.
- Your current declarations page, so the agent can match or improve the coverage you already have
- Driver's license numbers and vehicle VINs for everyone and everything on the policy
- For a home: year built, roof age and material, and any updates to wiring, plumbing or heating
- Any claims or tickets in the past five years, so quotes aren't revised later
- The date you need coverage to start
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
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Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in Sumter whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.