Best Independent Insurance Agencies in Rock Hill, SC (2026)
Local agencies that can compare more than one insurance company, ranked by a formula you can check.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by Bryan DeVore, Founder, Quote My Policy ·
Rock Hill is the largest city in York County, south of Charlotte. This list covers independent agencies with an office in Rock Hill.
Every agency here has an office in the area, says on its own website that it represents more than one insurance company, and has at least one named agent we found in the South Carolina Department of Insurance license search. The order comes from a fixed scoring formula, not from our opinion, and no agency paid or asked to be included.
See exactly how the points work on how we rank local agencies.
The 5 agencies, ranked
1. Peoples First Insurance
Score 77/100Peoples First Insurance is an independent agency with an office in Rock Hill. In its own words: “By representing different insurance companies, we can provide a unique variety of policies and price points.”
Formed by the 1985 merger of two long-standing Rock Hill agencies and led by the same family for four generations. A partner in the Beyond Insurance Global Network, it also handles employee benefits.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Flood
- Business
Found in the SC license search: Aaron Carpenter (Personal Risk Advisor), individual #1204134; Matt Burris (Commercial Risk Advisor), individual #882851
- Office: 466 Hood Center Drive, Rock Hill, SC 29730 · (803) 324-5262
- In business since 1906
- Hours: Mon–Fri 8:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
2. Carolinas Insurance & Investment Group
Score 74/100Carolinas Insurance & Investment Group is an independent agency with an office in Rock Hill. In its own words: “CIIG has built partnerships with the nation’s top insurance providers in order to offer diverse, comprehensive and cost-effective coverage options for our customers.”
Founded in Rock Hill in 1990 by A. Watts Huckabee, Sr., the firm also offers employee benefits, Medicare supplements and investment planning.
Now combined with The Melton Agency, with a personal-lines office at 1032 Oakland Ave.
Coverage listed on its website
- Auto
- Home
- Life
- Business
Found in the SC license search: A. Watts Huckabee, Sr. (Founder & CEO), individual #191002; Norm Bryant (Business, Personal & Benefits Advisor), individual #174473; Austin Clinton (Business, Personal & Benefits Advisor), individual #1037715; David Nichols (Business, Personal & Benefits Advisor), individual #289516; Hope Brooks (Personal Lines Operations Manager), individual #1224658
- Office: 323 Oakland Avenue, Rock Hill, SC 29730 · 803.328.9988
- In business since 1990
- Hours: Mon–Thu 8:00 am–5:00 pm; Fri 8:00 am–3:30 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 6/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
3. Wiley Insurance Services
Score 70/100Wiley Insurance Services is an independent agency with an office in Rock Hill. In its own words: “Being an independent agency means we shop and compare the best insurance options on your behalf to find the best combination of cost and coverage.”
Locally owned agency established in 1992, licensed in both South Carolina and North Carolina.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Umbrella
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: Billy Wiley (Agent, business and commercial lines), individual #166122; Tina Hembree (Personal lines), individual #584960
- Office: 1729 Celanese Road, Rock Hill, SC 29732 · (803) 329-1453
- In business since 1992
- Hours: Mon–Fri 8:30 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
4. Wil Plyler Insurance Agency
Score 52/100Wil Plyler Insurance Agency is an independent agency with an office in Rock Hill. Its website publishes a list of the insurance companies it works with.
Owned by Wil and Nichole Plyler, the agency serves clients in South Carolina, North Carolina, Georgia, Tennessee, Texas and Virginia, and also writes surety bonds.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Wil Plyler (Agency Owner), individual #133604; Nichole Plyler (Agency Owner), individual #771475; Carrie Hamilton (Associate Agent), individual #425380
- Office: 596 Herrons Ferry Road #101, Rock Hill, SC 29730 · 803-366-4196
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 9/15
- Transparency
- 5/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
5. Brightway Insurance, The David Fuentes Agency
Score 51/100Brightway Insurance, The David Fuentes Agency is an independent agency with an office in Rock Hill. In its own words: “We’ll provide multiple insurance quotes from different insurance companies to help you find the best coverage, at the best price, to protect what matters to you most.”
Locally run Brightway Insurance franchise led by David Fuentes; weekend meetings are available by appointment. Also offers pet and personal-articles coverage.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: David Fuentes, individual #889282
- Office: 2025 Ebenezer Rd, Suite J-5, Rock Hill, SC 29732 · 803-787-0800
- Hours: Mon–Fri 8:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
Visit Brightway Insurance, The David Fuentes Agency’s website
Why these lists include only independent agencies
An independent agency can quote with several insurance companies, so one conversation in Rock Hill can produce more than one price. A captive agent represents a single company. Captive agents can be excellent; they just answer a different question, which is why we rank them separately or not at all.
What to have ready before you call
An agent can only compare what they can see. Five minutes of gathering saves a second round of calls.
- Your current declarations page, so the agent can match or improve the coverage you already have
- Driver's license numbers and vehicle VINs for everyone and everything on the policy
- For a home: year built, roof age and material, and any updates to wiring, plumbing or heating
- Any claims or tickets in the past five years, so quotes aren't revised later
- The date you need coverage to start
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
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Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in Rock Hill whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.