Best Independent Insurance Agencies in North Myrtle Beach, SC (2026)
Local agencies that can compare more than one insurance company, ranked by a formula you can check.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by Bryan DeVore, Founder, Quote My Policy ·
North Myrtle Beach is in Horry County, at the northern end of the Grand Strand. This list covers independent agencies with an office in North Myrtle Beach.
Every agency here has an office in the area, says on its own website that it represents more than one insurance company, and has at least one named agent we found in the South Carolina Department of Insurance license search. The order comes from a fixed scoring formula, not from our opinion, and no agency paid or asked to be included.
See exactly how the points work on how we rank local agencies.
The 4 agencies, ranked
1. Coastal Insurance Brokers (North Myrtle Beach)
Score 63/100Coastal Insurance Brokers (North Myrtle Beach) is an independent agency with an office in North Myrtle Beach. In its own words: “Being independent means we're not selling one company's product — we compare coverage across 25+ carriers to find the right fit for your specific property and risk, not the one policy we're contracted to push.”
Mount Pleasant-based independent agency whose second office is in North Myrtle Beach; focuses on coastal risks such as wind, hurricane and flood, including NFIP and private flood.
Holds a South Carolina surplus lines broker license for hard-to-place coastal properties, and writes boat, yacht, jet ski, golf cart and short-term rental coverage.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: John Cosgrove (Owner & Principal Insurance Advisor), individual #446274; Kenneth S. Every-Andrews (Licensed Insurance Producer), individual #108947; Michael Jacob Casa (Licensed Insurance Producer), individual #554193; Alexia Paige-Nicole Dowd (Licensed Insurance Producer), individual #950815; Michael Pack (Licensed Insurance Producer), individual #1215375
- Office: 1000 2nd Ave S, Suite 300, North Myrtle Beach, SC 29582 · (843) 471-2621
- Hours: Mon–Fri 9:00 am–4:30 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
Visit Coastal Insurance Brokers (North Myrtle Beach)’s website
2. Davis Insurance Associates (North Myrtle Beach)
Score 61/100Davis Insurance Associates (North Myrtle Beach) is an independent agency with an office in North Myrtle Beach. In its own words: “With a vast knowledge of many carriers, we are equipped to shop for the best policy to suit your needs.”
Myrtle Beach-based agency with a second office on Sea Mountain Highway serving North Myrtle Beach and Little River.
Offers flood, boat, condo, RV and motorcycle coverage, plus quote programs for restaurants, construction projects, nonprofits and churches.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Brad Davis (Owner), individual #387554; Adrienne Boyd (Personal Lines Agent), individual #1086796; AmyBeth Full (Office Manager / Senior Agent), individual #417729; Andy White (Personal Lines Agent), individual #1169059; Christina van Eeden (Personal Lines Agent), individual #721372
- Office: 2120 Sea Mountain Hwy, Suite 2209, North Myrtle Beach, SC 29582 · 843-213-0000
- Hours: Mon–Fri 9:00 am–1:00 pm, 2:00 pm–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
Visit Davis Insurance Associates (North Myrtle Beach)’s website
3. Perry Insurance Group (North Myrtle Beach)
Score 53/100Perry Insurance Group (North Myrtle Beach) is an independent agency with an office in North Myrtle Beach. In its own words: “We represent multiple insurance companies.”
Locally owned agency with a 14-person team at its North Myrtle Beach office on Sea Mountain Highway; other offices in Surfside Beach, Columbia and Logan, Utah.
Writes flood and watercraft coverage alongside home and auto, plus condo-building, HOA and rental-property programs for businesses.
Coverage listed on its website
- Auto
- Home
- Umbrella
- Boat
- Flood
- Business
Found in the SC license search: Perry D. Stalvey (Owner), individual #566546; Jared Stalvey (Insurance Agent), individual #1114101; Gina Cunningham (Insurance Agent), individual #987345; Carol Shanks (Insurance Producer), individual #1270292; Lorraine Lucera (Insurance Agent), individual #943612
- Office: 628 Sea Mountain Highway, Suite B, North Myrtle Beach, SC 29582 · 843-663-4440
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 10/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
4. Dunes Insurance (North Myrtle Beach)
Score 52/100Dunes Insurance (North Myrtle Beach) is an independent agency with an office in North Myrtle Beach. In its own words: “Please note: We quote each policy through several companies.”
Independent agency opened in 2010 by two South Carolina partners, with offices in Charleston, Hilton Head Island, Pawleys Island and North Myrtle Beach.
Focuses on coastal property, including primary, second and rental homes, with flood and boat coverage available.
Coverage listed on its website
- Auto
- Home
- Umbrella
- Boat
- Flood
- Business
Found in the SC license search: Matt Turbeville (Agent/Partner), individual #586122
- Office: 1019 Hwy 17 S, North Myrtle Beach, SC 29582 · 843.737.6236
- In business since 2010
- Online quote request on its website
How this score adds up
- Years in business
- 16/25
- Personal coverage offered
- 10/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 5/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
Why these lists include only independent agencies
An independent agency can quote with several insurance companies, so one conversation in North Myrtle Beach can produce more than one price. A captive agent represents a single company. Captive agents can be excellent; they just answer a different question, which is why we rank them separately or not at all.
What to have ready before you call
An agent can only compare what they can see. Five minutes of gathering saves a second round of calls.
- Your current declarations page, so the agent can match or improve the coverage you already have
- Driver's license numbers and vehicle VINs for everyone and everything on the policy
- For a home: year built, roof age and material, and any updates to wiring, plumbing or heating
- Any claims or tickets in the past five years, so quotes aren't revised later
- The date you need coverage to start
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
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Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in North Myrtle Beach whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.