Best Independent Insurance Agencies in Lexington, SC (2026)
Local agencies that can compare more than one insurance company, ranked by a formula you can check.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by Bryan DeVore, Founder, Quote My Policy ·
Lexington is the seat of Lexington County, west of Columbia. This list covers independent agencies with an office in Lexington.
Every agency here has an office in the area, says on its own website that it represents more than one insurance company, and has at least one named agent we found in the South Carolina Department of Insurance license search. The order comes from a fixed scoring formula, not from our opinion, and no agency paid or asked to be included.
See exactly how the points work on how we rank local agencies.
The 10 agencies, ranked
1. Turbeville Insurance Agency (Lexington)
Score 82/100Turbeville Insurance Agency (Lexington) is an independent agency with an office in Lexington. In its own words: “The agency works with over 70 carriers allowing them to write coverage for personal lines, commercial lines as well as life and health policies.”
Part of Higginbotham. Founded by William (Bill) Turbeville Jr., with other offices in Columbia, Charleston and Beaufort.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: William (Bill) Turbeville, Jr. (Founder and President), individual #140639; Pamela Thompson (Chief Operations Officer), individual #123837; Jay Haynes (Vice President of Life, Health and Employee Benefits), individual #169148
- Office: 109 Library Hill Lane, Lexington, SC 29072 · 803-359-2222
- In business since 1991
- Hours: Mon–Fri 8:30 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 9/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
2. Midlands Insurance Center
Score 79/100Midlands Insurance Center is an independent agency with an office in Lexington. In its own words: “Why? Because independent insurance agencies, like Midlands Insurance Center, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances.”
Serving Lexington since 1984; owner David Bryant bought the agency from Cliff Shealy in 2017.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: David Bryant (Owner), individual #193013; Lauryn Kerrigan (Personal Lines Producer), individual #1431783
- Office: 339 W Butler St, Lexington, SC 29072 · 803-957-3311
- In business since 1984
- Hours: Mon–Thu 8:30 am–5:00 pm; Fri 8:30 am–1:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
3. First Carolina Insurance (Lexington)
Score 77/100First Carolina Insurance (Lexington) is an independent agency with an office in Lexington. In its own words: “as an independent agency, we offer a choice of multiple insurance carriers, coverages, price, and more.”
Family-run agency founded by Albert Doria Jr., who also owns an agency in Naples, Florida; a second South Carolina office is in Charleston.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Boat
- RV
- Motorcycle
- Flood
- Business
- Farm
Found in the SC license search: Morgan Phelps (Agent / Marketing Director), individual #970456; Jamie Miller (Agent), individual #860633; Graylyn Clamp (Customer Service Representative), individual #1383410
- Office: 5158 Augusta Road, Lexington, SC 29072 · 803-462-4289
- In business: Over 20 years
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 20/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 10/10
- Licensed people we could check
- 9/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
4. Williams Insurance Team
Score 72/100Williams Insurance Team is an independent agency with an office in Lexington. Its website publishes a list of the insurance companies it works with.
Serves families across South Carolina, Georgia and North Carolina from its Lexington office.
Coverage listed on its website
- Auto
- Home
- Life
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: Catherine Ayer (Personal Lines Associate Agent), individual #461217; Debbie McRoberts (Commercial Associate Agent), individual #1261562; Mercedes Kelly (Personal Lines Account Manager), individual #1159432; Kim Nemergut (Commercial Lines Account Manager), individual #451305
- Office: 581 Old Chapin Rd, Lexington, SC 29072 · (803) 957-8004
- In business since 1999
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 12/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 12/15
- Transparency
- 5/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
5. Carolina Insurance Group
Score 63/100Carolina Insurance Group is an independent agency with an office in Lexington. In its own words: “As a local independent agent, we are free to evaluate coverage options and plans from a wide range of insurance companies you can trust to find one that best matches your particular needs.”
Owned by Joel Sauls, with a main office in Lexington and agents based in Chapin, Columbia, Newberry, Sumter, Bamberg, Easley and Anderson.
Offers lake insurance and gives each client a dedicated personal agent.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
- Farm
Found in the SC license search: Joel Sauls (President), individual #251377; Nicole Beasley (Personal Lines Agent & CSR), individual #686807; Gary R. Blight (Agent), individual #334526; Ken LaDuct (Agent), individual #700895; Blake Sauls (Agent), individual #936460
- Office: 141 Charter Oak Road, Lexington, SC 29072 · 803-951-3351
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 10/10
- Licensed people we could check
- 15/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
6. The Ricard Agency
Score 58/100The Ricard Agency is an independent agency with an office in Lexington. In its own words: “As an Independent Insurance Agency we are not affiliated with one insurance company.”
Locally owned by Ann and Ricky Ricard; longtime Lexington agent George Stoudemire, who sold his family agency to Ricard, is still part of the team.
Commercial specialties include contractors, retail, restaurants and liquor liability, auto repair and vehicle sales.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: George Stoudemire, individual #187889
- Office: 311 North Lake Drive, Lexington, SC 29072 · (803) 957-8680
- In business since 2014
- Hours: Mon–Thu 9:00 am–5:00 pm; Fri 9:00 am–2:00 pm; other times by appointment
- Online quote request on its website
How this score adds up
- Years in business
- 12/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
7. Harrelson Insurance Agency
Score 54/100Harrelson Insurance Agency is an independent agency with an office in Lexington. In its own words: “As Independent insurance agents we represent more than a dozen insurance companies.”
Family agency founded by Richard Harrelson and now run by his son Brian.
Coverage listed on its website
- Auto
- Home
- Life
- Umbrella
- Flood
- Business
Found in the SC license search: Richard Harrelson (Founder), individual #188559; Brian Harrelson (Agent and CEO), individual #321101
- Office: 620 Barr Rd, Lexington, SC 29072 · 803-356-3599
- In business since 1999
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 10/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 5/10
- Convenience
- 0/15
- Depth on the topic
- 0/5
8. Herring Insurance Services
Score 49/100Herring Insurance Services is an independent agency with an office in Lexington. In its own words: “Herring Insurance Services is an Independent Insurance Agency representing many different companies for your insurance needs.”
Owned by Brent Herring; licensed in South Carolina and North Carolina, with each client served by a dedicated team.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Brent Herring (Agency Owner), individual #471537
- Office: 925 E. Main Street Ste C, Lexington, SC 29072 · 803-356-0763
- Hours: Mon–Fri 9:00 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
9. GMM Insurance
Score 46/100GMM Insurance is an independent agency with an office in Lexington. In its own words: “As an independent agency, we work with multiple insurance carriers.”
Owned by CEO Steve Highberger; also writes surety and fidelity bonds, inland marine and special event coverage.
Coverage listed on its website
- Auto
- Home
- Renters
- Umbrella
- Boat
- Motorcycle
- Business
Found in the SC license search: Steve Highberger (CEO and Owner), individual #181209; Ashley McCartha (Personal/Commercial Lines/Broker), individual #507521
- Office: 115-A Library Hill Lane, Lexington, SC 29072 · 803-739-2345
- Hours: Mon–Fri 8:00 am–4:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 12/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
10. Jeffcoat & Jeffcoat Insurance
Score 32/100Jeffcoat & Jeffcoat Insurance is an independent agency with an office in Lexington. In its own words: “We represent many different insurance companies so that we can find the best possible solution for your particular needs.”
Founded and owned by Bryon and Brandon Jeffcoat; part of Hilb Group.
Offers employee benefits alongside business and personal coverage.
Coverage listed on its website
- Auto
- Home
- Life
- Boat
- Business
Found in the SC license search: Bryon Jeffcoat (Agency Owner), individual #429954; Brandon Jeffcoat (Agency Owner), individual #549307
- Office: 200 Caughman Farm Lane, Lexington, SC 29072 · 803-490-1776
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 8/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 5/10
- Convenience
- 5/15
- Depth on the topic
- 0/5
Why these lists include only independent agencies
An independent agency can quote with several insurance companies, so one conversation in Lexington can produce more than one price. A captive agent represents a single company. Captive agents can be excellent; they just answer a different question, which is why we rank them separately or not at all.
What to have ready before you call
An agent can only compare what they can see. Five minutes of gathering saves a second round of calls.
- Your current declarations page, so the agent can match or improve the coverage you already have
- Driver's license numbers and vehicle VINs for everyone and everything on the policy
- For a home: year built, roof age and material, and any updates to wiring, plumbing or heating
- Any claims or tickets in the past five years, so quotes aren't revised later
- The date you need coverage to start
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
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Tell us what you need and how you’d like to be reached. Quote My Policy LLC connects you with licensed insurance professionals. Quotes are free, with no obligation to buy.
Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in Lexington whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.