Best Independent Insurance Agencies in Fort Mill & Tega Cay, SC (2026)
Local agencies that can compare more than one insurance company, ranked by a formula you can check.
Disclosure: Quote My Policy is not an insurance agency and is not on this list. No agency paid to be listed or was asked to take part. The order comes from a published scoring formula applied to facts each agency publishes about itself. Our reviewers are licensed agents in Anderson: Joshua Pannell, Katie Stone and JJ Taylor work at Select Insurance, LLC, and our founder Bryan DeVore owns an agency. Those agencies are left off every list.
Facts checked October 29, 2026
Reviewed by Bryan DeVore, Founder, Quote My Policy ·
Fort Mill and Tega Cay are neighbors in York County, on the North Carolina line. This list covers independent agencies with an office in either town.
Every agency here has an office in the area, says on its own website that it represents more than one insurance company, and has at least one named agent we found in the South Carolina Department of Insurance license search. The order comes from a fixed scoring formula, not from our opinion, and no agency paid or asked to be included.
See exactly how the points work on how we rank local agencies.
The 4 agencies, ranked
1. Springs Insurance (Fort Mill)
Score 85/100Springs Insurance (Fort Mill) is an independent agency with an office in Fort Mill. In its own words: “We represent multiple insurance companies.”
Serving South Carolina since 1930, with additional offices in Indian Land and Lancaster.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Flood
- Business
Found in the SC license search: Kelly Billish (Agency Manager/Sales/Service), individual #690785; Brandi Adams (Personal-Commercial Insurance Sales/Service), individual #866563; Kelly Barilla (Personal Insurance Sales/Service), individual #395362; Sharon Pence (Customer Service Representative), individual #139320
- Office: 575-B Springcrest Dr, Fort Mill, SC 29715 · 803-547-2003
- In business since 1930
- Hours: Mon–Fri 8:30 am–5:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 25/25
- Personal coverage offered
- 20/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 12/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
2. Crosswinds Insurance Agency (Fort Mill)
Score 53/100Crosswinds Insurance Agency (Fort Mill) is an independent agency with an office in Fort Mill. In its own words: “As an independent Fort Mill business insurance broker, we work for you — not the insurance companies.”
Founded by Renado Robinson, with business coverage for many trades including contractors, trucking, restaurants and HOAs.
Also has offices in Rock Hill, SC and Charlotte, NC.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: Renado Robinson (President, CEO & Founder), individual #674512; Suzanne Becker (Insurance Advisor), individual #121825; Ryan Maiers (Personal Lines Advisor), individual #1248154
- Office: 1184 Springmaid Ave, Ste 204, Fort Mill, SC 29708 · (803) 233-1259
- Hours: Mon–Thu 8:30 am–5:00 pm; Fri 8:00 am–12:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 9/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
3. Brandon Price Insurance Agency (Fort Mill)
Score 49/100Brandon Price Insurance Agency (Fort Mill) is an independent agency with an office in Fort Mill. Its website publishes a list of the insurance companies it works with.
Founded by Brandon Price, with other South Carolina offices in Pageland, Chesterfield, Hartsville, Blythewood, Lancaster and Lugoff.
Coverage listed on its website
- Auto
- Home
- Renters
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
- Farm
Found in the SC license search: Chad Demby (Vice President), individual #716534
- Office: 107 Stone Village Dr, Fort Mill, SC 29708 · (803) 548-2700
- Hours: Mon–Fri 8:00 am–4:00 pm
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 16/20
- Business and farm coverage
- 10/10
- Licensed people we could check
- 3/15
- Transparency
- 10/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
4. CoSaint Insurance (Fort Mill)
Score 47/100CoSaint Insurance (Fort Mill) is an independent agency with an office in Fort Mill. In its own words: “CoSaint Insurance is a full-service, multi-line, Independent Insurance Agency.”
Owned by Jenny and Michael Buzek and part of Highstreet Insurance Partners, with a second office in Charlotte, NC.
Coverage listed on its website
- Auto
- Home
- Renters
- Condo
- Life
- Umbrella
- Boat
- RV
- Motorcycle
- Business
Found in the SC license search: Jenny Buzek (Founder and Owner), individual #647334; Michael Buzek (Co-Owner), individual #746326
- Office: 985 Market St #201, Fort Mill, SC 29708 · 877-529-8127
- Online quote request on its website
How this score adds up
- Years in business
- 0/25
- Personal coverage offered
- 18/20
- Business and farm coverage
- 8/10
- Licensed people we could check
- 6/15
- Transparency
- 5/10
- Convenience
- 5/15
- Depth on the topic
- 5/5
Why these lists include only independent agencies
An independent agency can quote with several insurance companies, so one conversation in Fort Mill and Tega Cay can produce more than one price. A captive agent represents a single company. Captive agents can be excellent; they just answer a different question, which is why we rank them separately or not at all.
What to have ready before you call
An agent can only compare what they can see. Five minutes of gathering saves a second round of calls.
- Your current declarations page, so the agent can match or improve the coverage you already have
- Driver's license numbers and vehicle VINs for everyone and everything on the policy
- For a home: year built, roof age and material, and any updates to wiring, plumbing or heating
- Any claims or tickets in the past five years, so quotes aren't revised later
- The date you need coverage to start
Check an agent's license yourself
Every person on these lists appeared in the South Carolina Department of Insurance license search when we checked. Licenses lapse and change, so look the person up yourself before you buy. Our step-by-step guide shows how, and what the search can and can't tell you.
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Common questions
With a fixed formula of up to 100 points: years in business, the coverage the agency offers, how many of its named people we found in the South Carolina license search, whether it publishes its staff and hours, convenience (online quote requests, evening or Saturday hours, other languages) and depth on the topic. The full formula is on our How we rank page. We do not use reviews or star ratings.
No. No agency paid, and none was asked to take part. Quote My Policy is not an agency and is not on the list.
We include independent agencies with an office in Fort Mill and Tega Cay whose own website says they represent more than one insurance company, and with at least one named person we could find in the South Carolina Department of Insurance license search. If your agency meets those rules, email info@quotemypolicy.com with your website and we will check it the same way.
Each person we list by license number appeared in the South Carolina Department of Insurance individual license search on the date shown. The public search confirms a license record, not every detail of it, so look the agent up yourself before you buy.
Keep reading
Sources
Each agency’s own website, linked above, and the South Carolina Department of Insurance individual license search. Checked October 29, 2026. Spot an error? Email info@quotemypolicy.com and we will re-check it.
General information only, not insurance advice. Being on this list is not an endorsement, and leaving an agency off is not a judgment of it. Quote My Policy LLC connects you with licensed insurance professionals.